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Should You Take Points or Cell Phone Insurance?
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Should You Take Points or Cell Phone Insurance? : Should You Take Points or Cell Phone Insurance?
Credit Cards Should you take points or cell phone insurance? 6 hours ago Add Commentby Dustin Written by Dustin Advertiser Disclosure I always try (I'm sure you do) to earn the highest rewards rate you can. For most transactions, this would be 5x (5%), with the occasional bonus to earn a little more. Recently, there has been an area that I have thought of giving up extra points though, which is cell phone insurance. Should You Take Dots or Cell Phone Insurance? Cost of the phones: I'm sure you've noticed, but the prices of the phones are outrageously expensive now! If you have been reading on the new iPhone 8, the rumor of the cost is going to be over $ 1,000. You read correctly, over $ 1,000 for a cell phone ($ 999.99, still $ 1,000 in my book). Even the new Samsung S8 is over $ 700 and the Google Pixel 2 seems to be rumored to be anywhere from $ 650 to Iphone price! I think it would be silly to think that these phones will decrease in price as more features are introduced into these devices. Of course, you can buy old models, used phones, or even try a company other than large dogs. To think about the monthly cost, if you were to buy a new iPhone 8 to $ 1,000 and pay for it for 24 months, your payment would be $ 41.67 per month for 24 months. Now, what if something happens to your precious device? Did you break the screen, steal it or leave it on the toilet? You could pay the cost of insurance through your cell phone provider, but you could actually be spending more money than you need. Cost of Insurance: When you buy a phone, cell phone companies actually try to sell you their insurance plans: Company Cost per Month 2 year Verizon Total Deductible
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